Cheap Car Insurance Quotes Are Available Every Day

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Anybody that has ever shopped for car insurance before understands that the premiums don’t change that much from company to company. This is particularly true if you’re working with the major is this is that are all competing against each other, those that advertise nationally. It is only when you look at other companies that may not be as well known, or perhaps working with an insurance company that provides car insurance on the side, that you will get excellent deals that you may not find from the major underwriters, and it begins with getting cheap car insurance quotes online.

How Much Will It Cost You

You might wonder how much it will cost to get these quotes and the answer is they are absolutely free. The amount of time that you have to spend will be about 15 minutes, and then the company will do the rest for you. This will be submitted to these businesses, and they will use your email to send you a quote. Some of the company’s are structured where you can sign up for an account with their business, and they will distribute the quotes in that secure location.

How Long Will It Take To Get Your Quotes?

It’s not going to take very long to get the quotes. It is possible that you could receive several within a couple of hours. It’s always a good idea to wait at least a day, perhaps two, just to make sure that they all come in. Once you have these quotes, you can then pick and choose from the many that have been provided. This will allow you to find the one that offers the best you (its always smart to do auto insurance comparison). This is only possible if you are first able to get cheap car insurance quotes from one of these websites, and ultimately find discount premiums for your car insurance.

3 Symptoms Of Depression

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Depression is a common mental disorder that millions of people around the world suffer from. There are many ways that this illness can be treated such as through counseling, psychotherapy and medication. We will now look at a few symptoms of this debilitating disorder.

One common symptom is a change in sleep patterns. If you’re depressed, you may find yourself sleeping too much or too little. This means that you sleep for over 10 – 12+ hours per night and still want to stay in bed. Alternatively, if you can’t sleep, you may only get less than a few hours of sleep per night.

Another symptom is a lack of desire to do things you previously enjoyed. Depression sucks the joy out of life and the activities that you typically enjoy, become uninteresting.

Lastly, the final symptom that we will look at are thoughts of death and suicide. Unfortunately, many people with depression want to escape this world and their depression through suicide. So, if you or anyone you know is contemplating suicide, seek help as soon as possible.

Depression is a very serious mental illness and anyone can develop it. Therefore, it is important that you pay attention to your mental health to avoid or quickly treat this illness (and start asking yourself why do i need life insurance).

Stock Charts Can Improve Your Investing Results

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Have you ever noticed that a lot of investment advisors like to show youstock charts. They use charts to show you if a stock is likely to up or down, whether it should be bought or sold.

But they don’t always do a good job of explaining how to read the charts. So even though the information may be helpful, it’s not doing you any good, because it’s cloaked behind a bunch of incomprehensible lines and jargon. Ascending base? Upper channel line? Three weeks’ tight? Support at the 10-week line? What does all this mean? And how should all these bars and squiggles be interpreted?

I’m going to speak personally: There’s no question that knowing how to read charts has made all the difference in my success as an investor. Without chart reading, I honestly can’t imagine how I would have spotted my big winners, like Apple (AAPL), Green Mountain Coffee Roasters (GMCR), Salesforce.com (CRM) or Baidu (BIDU), as they were poised to break out and make huge price moves.

Fundamentals alone just won’t get you there. In my experience — and the experience of many, many others — stock charts are the only thing that will do the trick.

A chart will show you, instantly, if a stock is being bought in heavy volume, a sign that institutional investors, like mutual funds and hedge funds, are grabbing up shares. Also, it will show you if it’s being sold heavily after a big run-up, a signal that the pros are bailing out.

And yes, the classic patterns most certainly are indicators that a stock is digesting earlier gains, and may be preparing for another run. I’ve made so much money from stocks coming out of sound patterns, that I don’t even bother with those who scoff. In fact, I kind of feel sorry for them.

But I absolutely remember how I felt in the beginning, before I knew how to read charts. People around me were seeing cups and handles, double bottoms, flat bases, three weeks’ tight.

I didn’t see any of it. I just saw a bunch of price bars on a chart. If someone showed me a breakout, I couldn’t tell how it differed from anything else on the chart. I was sure they were making stuff up, like when a little kid gazes up at the clouds, and insists she sees animal shapes!

But I knew people were making money. I knew they were buying stocks that went up — and isn’t that why we’re all investors? So I decided to stick with it. When I read a chart analysis in an investing newspaper or on a Web site, I made sure I understood everything about it. I began to actually see those coffee cups with handles, and could identify a stock that might be ready to run higher. It was pretty exciting — and I became convinced that not only did it work, but it was completely learnable, without sacrificing every precious hour of free time!

So in this series of posts, I’ll show you the process I used, step by step, to master chart reading, or technical analysis.

By the time you’re done reading this series, you will have the tools you need to identify the basic chart elements and spot chart patterns that can signal a run-up may be near.

Of course, stock chart reading is a skill that you can continue fine tuning, even after you learn the basics. But without knowing how to interpret a chart and understand some of the most simple patterns, you can’t go on to higher-level skills.

In the next post, I’ll tell you how I came to the point of believing that stock chart analysis was they key to better investing results — and how I was right! I’ll share that process with you.

Earnings Growth Driving Sonosite’s Chart Strength

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Medical gear maker Sonosite climbed 7% last week in heavier-than-normal volume. As you can see on its stock chart, it’s holding onto its gains this week, a sign of strength.

This is a stock that’s shown up on our radar screens periodically, though its fundamentals made it less than ideal in late 2008 and early 2009.

The company makes bedside and point-of-care ultrasound systems. Last month, it got FDA approval for a new catheter system using fiber optics and a technology similar to infrared to replace a traditional guide wire, allowing for easier tracking of a tracking of a catheter tip as it moves through a vein.

Earnings growth was erratic until the quarter ended in December 2009. Year-over-year sales were declining until the quarter ended in March.

The stock went public a decade ago, in September 2000. Most of the growth names on my screens tend to have gone public within the past 15 years or so. That’s generally the time in which a company shows the most innovation, which drives sales and earnings.

Yearly earnings declined slightly in 2009, profit grew again in the past three quarters

After declining for four quarters in a row, sales grew at a rate of 8% and 18% in the past two quarters.

Wall Street sees profit up 148% this year and 72% in 2011. One possible area of weakness: Its return on equity is just 2%. On our screens of the best growth names, ROE is generally around 15% or higher. That’s a measure of operational efficiency that often has an effect on the company’s ability to drive earnings growth.

Consensus estimates for the third quarter call for earnings of 11 cents per share, more than double the year-earlier figure of five cents. Sonosite’s continued emphasis on research and development could play a key role in driving growth ahead – again, that’s a hallmark of growth winners that pop up on our research screens.

When earnings and sales growth outpace the general market, it draws the attention of fund managers and other pros. It’s their institutional buying that sends a stock’s price higher – and individuals would be wise to follow in their footsteps.

Using China Solar Stocks To Grow Your Portfolio

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Green industries like Wind, Solar, and Sustainable Energy are growing across the globe, but perhaps none so fast as in China.

After all, China is a BRIC nation, which means that it’s not a fully developed economy, but it’s not a third world country either. It’s for this reason that every China stock is a growth stock. Even Baidu, the search engine giant with over $34B in market cap had only $208M in market capitalization five years ago. You don’t need to get out your pocket calculator to know that’s over 200% a year in growth.

It only stands to reason that other emerging industries in China will also see significant gains over the next five years. One of the strongest positions of the sustainable energy movement is in solar power. That is particularly true in the manufacturing industry. Companies that build solar panels and photovoltaic solar cells are poised to see extremely strong gains over the next five years. Companies like Jinko Solar (JKS), Trina Solar (TSL), and Solarfun (SOLF) are all dynamic stock picks to get exposure to the highly lucrative solar manufacturing market. Of the three, Trina Solar has the strongest showing in the past few quarters and the largest market cap.

Though these companies are based in China, the majority of their customers are in Europe and North America.

Solar energy has some risks associated with political adoption of environmental protection laws. This makes these plays very difficult to value, and for this reason, it’s important to set viable stop-loss points which take into account the volatility of these small caps while still allowing one to cut ones losses if a company was to severely devalue. For this reason, it’s important to find a good fundamental and technical entry point and set a trailing stop with a wider margin than you may be used to.